Modular cost by state

Structure rate, freight from the Miami facility, and the governing code — all 51 jurisdictions, August 2026

Three things vary by state and they vary independently. The structure rate moves with local code requirements — a high-wind coastal zone, a seismic zone or a stretch energy code all add real material and engineering cost. Freight moves with distance from the fabrication facility, at $6.80 per loaded mile. And the governing code and approval pathway changes what has to be demonstrated and to whom.

That third column is the one people underestimate. A state with a dedicated industrialized-housing program has a defined path for factory-built approval, which usually means a faster and more predictable review. A state without one routes the same building through a local building department that may never have seen a factory submittal.

All 51 jurisdictions

StateStructure $/sq ftDistanceFreightGoverning code note
Alabama$306700 mi$4,760IRC 2015 with state amendments; Gulf Coast counties require 130-150 mph wind design
Alaska$4624,200 mi$28,560IRC with heavy snow-load and arctic envelope amendments
Arizona$3322,200 mi$14,960IRC 2018 with municipal amendments; minimal snow load outside high country
Arkansas$2991,050 mi$7,140Arkansas Fire Prevention Code based on IRC
California$4162,700 mi$18,360Title 24 energy compliance, HCD modular approval program, seismic design category D-E
Colorado$3541,900 mi$12,920No statewide residential code; municipal adoption of IRC, high snow loads on the Front Range and above
Connecticut$3841,450 mi$9,860Connecticut State Building Code based on IRC with amendments
Delaware$3381,240 mi$8,432IRC by county adoption
District of Columbia$4221,180 mi$8,024DC Construction Codes based on IBC/IRC with local amendments
Florida$344180 mi$1,224Florida Building Code — the strictest wind code in the nation; HVHZ in Miami-Dade and Broward requires 175 mph design and NOA-approved assemblies
Georgia$315620 mi$4,216Georgia State Minimum Standard Codes based on IRC
Hawaii$5144,800 mi$32,640County codes based on IRC with high-wind and corrosion-resistance amendments
Idaho$3352,500 mi$17,000Idaho Residential Code based on IRC
Illinois$3611,330 mi$9,044No statewide residential code; Chicago has its own code with union labor considerations
Indiana$3121,250 mi$8,500Indiana Residential Code based on IRC
Iowa$3091,450 mi$9,860Iowa State Building Code based on IRC
Kansas$3061,400 mi$9,520Municipal adoption of IRC; no statewide residential code
Kentucky$3091,080 mi$7,344Kentucky Residential Code based on IRC
Louisiana$328880 mi$5,984Louisiana State Uniform Construction Code; coastal parishes require elevated construction and high wind design
Maine$3511,720 mi$11,696MUBEC based on IRC
Maryland$3641,180 mi$8,024Maryland Building Performance Standards based on IRC
Massachusetts$4031,520 mi$10,336Massachusetts State Building Code (780 CMR), stretch energy code in most municipalities
Michigan$3251,380 mi$9,384Michigan Residential Code based on IRC
Minnesota$3481,620 mi$11,016Minnesota Residential Code with aggressive energy provisions
Mississippi$296830 mi$5,644Statewide adoption limited; coastal counties require high wind design
Missouri$3091,200 mi$8,160Municipal adoption of IRC; no statewide residential code
Montana$3512,350 mi$15,980Montana adoption of IRC
Nebraska$3091,550 mi$10,540Nebraska adoption of IRC
Nevada$3442,450 mi$16,660Municipal adoption of IRC; Clark County has a well-defined modular pathway
New Hampshire$3581,600 mi$10,880New Hampshire State Building Code based on IRC
New Jersey$3871,350 mi$9,180New Jersey Uniform Construction Code with a dedicated modular program
New Mexico$3221,750 mi$11,900New Mexico Residential Building Code
New York$4101,420 mi$9,656NYS Uniform Code; NYC has its own building code and a complex modular approval path
North Carolina$318880 mi$5,984North Carolina Residential Code with a state modular program
North Dakota$3381,900 mi$12,920North Dakota adoption of IRC
Ohio$3181,250 mi$8,500Ohio Residential Code based on IRC
Oklahoma$3021,300 mi$8,840Oklahoma Uniform Building Code Commission adoption of IRC
Oregon$3642,900 mi$19,720Oregon Residential Specialty Code; state modular program in place
Pennsylvania$3441,300 mi$8,840Pennsylvania Uniform Construction Code with the Industrialized Housing program
Rhode Island$3771,500 mi$10,200Rhode Island State Building Code based on IRC
South Carolina$315760 mi$5,168South Carolina Residential Code; coastal high wind and flood zones
South Dakota$3151,750 mi$11,900Municipal adoption of IRC
Tennessee$315900 mi$6,120Tennessee Residential Code based on IRC
Texas$3121,200 mi$8,160No statewide residential code; municipal adoption of IRC. Texas Industrialized Housing and Buildings program governs modular
Utah$3382,300 mi$15,640Utah adoption of IRC with state amendments
Vermont$3541,620 mi$11,016Vermont Residential Energy Code, municipal building code adoption
Virginia$3381,080 mi$7,344Virginia Uniform Statewide Building Code with an Industrialized Building Safety program
Washington$3773,050 mi$20,740Washington State Residential Code with a state factory-built housing program
West Virginia$3181,120 mi$7,616West Virginia State Building Code based on IRC
Wisconsin$3351,500 mi$10,200Wisconsin Uniform Dwelling Code with a state modular program
Wyoming$3412,050 mi$13,940Municipal adoption of IRC

Structure rate at the Signature finish tier. Freight is one-way from the Miami facility at $6.80 per loaded mile and assumes a single module; multi-module buildings ship on multiple trucks.

Reading this table

The freight column is the one that changes a decision. A unit delivered within Florida carries a few thousand dollars of transport; the same unit to the Pacific Northwest carries five figures. That does not make a distant project uneconomic — freight is still a small fraction of total cost on a substantial building — but it does mean the per-square-foot advantage of factory construction narrows with distance, and on a very small unit at very long range it can disappear entirely.

The structure-rate column reflects code, not margin. Florida's high-velocity hurricane zone requires engineering and fastening that a Midwest jurisdiction does not, and a stretch-energy-code state requires an envelope that a baseline-code state does not. Those are real costs of building legally where you are building.

What the code column actually costs

Building code differences are not bureaucratic trivia; they are material and labour that ends up in the building, and it is worth knowing which ones move the number meaningfully.

High-velocity hurricane zones require impact-rated glazing, heavier connectors at every load path, specific fastener schedules and engineering sign-off. On a small building the glazing alone can add several thousand dollars, and the connector and fastening schedule adds labour throughout.

Seismic categories change the bracing and the anchorage. Factory modules actually do well here — a unit engineered to be lifted by crane and driven on a highway is already designed for lateral loads that a site-built structure never sees — but the anchorage detail at the foundation is real work.

Stretch and above-code energy requirements raise envelope specification: thicker insulation, better glazing, tighter air sealing and frequently a blower-door test to prove it. This is the one category where factory construction has a clear cost advantage, because achieving a tight envelope on a jig indoors is far easier than achieving it on a windy site.

Snow load changes the roof structure and, in the heaviest zones, the entire framing depth. It is the most commonly underestimated northern requirement.

Freight, and when it changes the decision

Freight scales linearly with distance while the rest of the project does not, which produces a specific and predictable conclusion: distance matters enormously for small buildings and very little for large ones.

On a 1,200 square foot multi-module home, freight across the country is a low single-digit percentage of total project cost. It is a line item, not a decision factor. On a 40 square foot guard booth, the same haul can exceed the cost of the booth, and at that point the correct answer is a regional fabricator or a different product entirely.

The practical threshold sits somewhere around a few hundred square feet, and it moves with the finish tier — a Premium unit carries enough value that freight is proportionally smaller. Anyone shipping a small, inexpensive unit a very long way should ask hard questions about whether the factory advantage survives the trip.

Questions about these numbers

Why does the structure rate differ by state?
Local code. High-wind zones require heavier engineering and fastening, seismic zones require different bracing, and stretch energy codes require a better envelope. These are material and engineering costs, not regional pricing.
Is freight one-way or round trip?
One-way, loaded, from the Miami facility. The return leg is the carrier's problem and is already priced into the per-mile rate.
Does a long haul make modular uneconomic?
Rarely on a substantial building, because freight is a small share of total cost. On a very small unit at very long distance the advantage does narrow, and at that point a regional fabricator may be the better answer.
What is an industrialized housing program?
A state-level approval pathway specifically for factory-built structures. Where one exists the review is usually faster and more predictable because the state, not the local building department, certifies the module.

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